Who you are dealing with, and what it costs

Dollar Loans LLCCredit Access Business

Arranges the funding and charges the Credit Access Business fee, worked out on the amount advanced for each month the agreement runs.

S2 Funding LLCLender of record

Advances the funds and charges interest on the amount advanced, for the whole term. That interest is S2 Funding LLC's part only, and it is not the total cost of credit.

Fee structure

An arranging fee for each month the agreement runs, charged by Dollar Loans LLC, plus interest for the whole term, charged by S2 Funding LLC, both worked out on the amount advanced. Each is shown in dollars before you sign.

Annual percentage rate

The annual percentage rate counts our fee and S2 Funding LLC's interest as one yearly figure, worked out by the actuarial method Regulation Z sets out. Until our way of calculating it has been checked, this site prints the dollar figures and leaves the rate out. S2 Funding LLC's interest on its own is not the cost of this agreement.

Your right to cancel

You may cancel by midnight of the third calendar day after you sign, at no cost. You return the amount advanced and owe nothing further.

Paying early

There is no prepayment penalty.

$2,000 to $50,000. The amount depends on the vehicle and your application. Full fee schedule at /occc. These disclosures are effective September 14, 2026.