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Getting Started
We will never run a credit check just to show you a price. What an application does with your credit is being confirmed.
Year and mileage bands are published on the Am I eligible page. An existing claim on the title does not, by itself, stop an application.
$2,000 to $50,000. The amount depends on the vehicle and your application.
Vehicle title, Photo ID, Insurance, Proof of income, Odometer, VIN plate. A photograph works for each one.
The Process
The amount advanced is released once the agreement is signed and the vehicle details are checked. A turnaround time is being confirmed.
You keep the vehicle and keep driving it while the agreement is in place. If the payments aren’t made as the agreement says, the vehicle can be repossessed.
No. There is no branch or office to visit to apply.
You enter the plate. You do not type the year, make, or model. Where the inspection happens is being confirmed.
Costs & Payments
Two charges make up the cost: a fee from Dollar Loans LLC, the credit access business that arranges the funding, and interest from S2 Funding LLC, lender of record. You see both in dollars on the calculator. The application starts with your name. The fee schedule is at /occc.
If you pay off early, you won’t pay a penalty.
If a payment is going to be hard to make, tell us before the due date. Start at If a payment is missed or a draft comes back. That page does not need an account.
Automatic ACH debit from your bank account.
Legal
S2 Funding LLC, lender of record, advances the funds. Dollar Loans LLC is the credit access business that arranges them and charges our fee for arranging and servicing it.
The Office of Consumer Credit Commissioner licenses and examines credit access businesses in Texas. You can check any of them with the Office of Consumer Credit Commissioner at (800) 538-1579.
You may cancel by midnight of the third calendar day after you sign, at no cost. You return the amount advanced and owe nothing further.
Still have a question?
Write to us, so there is a record. You can also call. We haven’t published opening hours yet, so a call may not be answered.
Looking for something more specific? The help center is organized by what you are trying to do, and the guides explain the whole thing from the beginning.
The price is on the calculator. Your name starts the application.
Who you are dealing with, and what it costs
- Dollar Loans LLCCredit Access Business
- Arranges the funding and charges the Credit Access Business fee, worked out on the amount advanced for each month the agreement runs.
- S2 Funding LLCLender of record
- Advances the funds and charges interest on the amount advanced, for the whole term. That interest is S2 Funding LLC's part only, and it is not the total cost of credit.
Registration status
Texas credit access business registration: not yet issued
Check our registration status with the Office of Consumer Credit CommissionerRegulator
Office of Consumer Credit Commissioner
2601 North Lamar Boulevard, Austin, TX 78705
Consumer helpline (800) 538-1579
- Fee structure
- An arranging fee for each month the agreement runs, charged by Dollar Loans LLC, plus interest for the whole term, charged by S2 Funding LLC, both worked out on the amount advanced. Each is shown in dollars before you sign.
- Annual percentage rate
- The annual percentage rate counts our fee and S2 Funding LLC's interest as one yearly figure, worked out by the actuarial method Regulation Z sets out. Until our way of calculating it has been checked, this site prints the dollar figures and leaves the rate out. S2 Funding LLC's interest on its own is not the cost of this agreement.
- Your right to cancel
- You may cancel by midnight of the third calendar day after you sign, at no cost. You return the amount advanced and owe nothing further.
- Paying early
- There is no prepayment penalty.
$2,000 to $50,000. The amount depends on the vehicle and your application. Full fee schedule at /occc. These disclosures are effective September 14, 2026.