The cost studio
The cost studio
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Printed from dollarloanz.com/calculators/schedule. Dollar Loans LLC d/b/a Dollar Loanz.
Skip to contentThe cost studio
The cost studio
The cost studio
One row per scheduled payment, and every row opens into the three things inside it: what repays the advance, what goes to our fee, and what goes to S2 Funding LLC as interest. The columns add up to the totals exactly, because a ledger that is four cents adrift of its own headline is not a ledger.
Row by row
Add your real first due date and every row becomes a date you can put in a calendar. Leave it blank and it counts in months — we would rather show you month numbers than invent a schedule from today.
The agreement
Optional. Leave it blank and the ledger counts in months instead.
We would rather show you month numbers than invent a calendar from today's date. Put your real first due date in and every row below becomes a date you can put on your calendar.
4 payments of this figure
The amount advanced, back in full
Dollar Loans LLC — worked out on the amount advanced, for each month the agreement runs
S2 Funding LLC, interest on the amount advanced, for the whole term
Open any row for the full split. On a phone each payment becomes its own card — you should never have to swipe sideways to find out what you owe.
What payment 1 of 4 covers
After this payment you would have $3,507.21 left to hand back. Settle any time before the end, and there is no penalty for it.
What payment 2 of 4 covers
After this payment you would have $2,338.14 left to hand back. Settle any time before the end, and there is no penalty for it.
What payment 3 of 4 covers
After this payment you would have $1,169.07 left to hand back. Settle any time before the end, and there is no penalty for it.
What payment 4 of 4 covers
After this payment you would have $0.00 left to hand back. Settle any time before the end, and there is no penalty for it.
Each column adds up to exactly the total above it. The last row carries the rounding, which is why it can differ from the others by a cent or two — that is the arithmetic reconciling, not a fee.
How to read a row
Almost nobody who signs a title agreement is shown this split. It is the whole argument about whether the product is fair, so it should not take a phone call to see it.
Principal
The part that repays what landed in your account. Spread evenly across the term, so it is the same on every row until the last one, which carries the rounding.
Arranging fee
Charged by Dollar Loans LLC, worked out on the amount advanced, for each month the agreement runs. It is the largest of the three by a wide margin.
Interest
Charged by S2 Funding LLC, on the amount advanced, for the whole term. It is a small figure next to the fee — which is exactly why quoting it on its own as "the rate" understates the cost so badly.
Who charges what
How the annual percentage rate is put together
Paying early
What we write
Where these figures come from
The schedule exports to a spreadsheet from the button above the table, built in your browser from the rows on screen — so the file can never disagree with what you were shown. The published fee schedule is where all of it comes from.
Keep going
Each one opens with these same two numbers already in it.
You may cancel by midnight of the third calendar day after you sign, at no cost. You return the amount advanced and owe nothing further.
Registration status
Texas credit access business registration: not yet issued
Check our registration status with the Office of Consumer Credit CommissionerRegulator
Office of Consumer Credit Commissioner
2601 North Lamar Boulevard, Austin, TX 78705
Consumer helpline (800) 538-1579
$2,000 to $50,000. The amount depends on the vehicle and your application. Full fee schedule at /occc. These disclosures are effective September 14, 2026.